Take These Steps To Avoid Credit Card Fraud

Take These Steps To Avoid Credit Card Fraud
Jul
27
Mon

Reduce your risk of becoming a victim of Credit Card Fraud by following our four step outline below. All over the world it's a hot topic, so we're showing you here a few ways you can protect yourself.

And remember to treat your credit card like cash. It's as delicate as paper money, and if you lose it or it gets stolen, call the credit card company right away. Furthermore, should you notice on your statement a transaction that you didn’t authorize, call immediately! The sooner you act, the less opportunity the fraudsters have to use your card number again.

If Your Card Is Compromised...
First
- Contact your credit card company without delay. The issuer of your card will block the card immediately and you'll be sent a new one.

Second - Notify the two main Canadian credit reporting bureaus (Equifax and Trans Union) and have them place fraud alerts in your credit file. Request a copy of your credit record from them and check for yourself that the debts listed there are yours.

Third - Inform the police in your area.

Fourth - Advise the Canadian Anti-Fraud Centre - they can be reached at AntiFraudCentre.ca.

The most effective way to avoid Credit Card Fraud is to ensure you shop wisely. If you are shopping online, keep these handy hints in mind to avoid any risk before it happens. Use only a secure and reputable site that begins with https:// or one with a padlock image that appears in the URL bar. When making purchases, do so only from recognized companies. Also, avoid making any purchases via a shared or public WIFI connection. Ensure that you are on a secure and private line. Finally, it would certainly help if your anti-virus software is updated regularly.

Remember to never provide financial or personal information. If you are asked to provide any personal or financial information by e-mail or text messaging, there is a risk of phishing. Please do not click any web links or embedded e-mail addresses, and do not call the phone number they give you.

Should this happen - please communicate directly with your financial institution via a listed phone number or one found on a statement from your previous files. Please do not be fooled if the email is accompanied by a bank or financial institution logo and it looks real. Remember that in Canada, banks and financial institutions will never contact you by e-mail to request personal or financial information. That is the law.

Looking for More Legal Information ? Look Up the Professionals on myPBC.ca.

Get more Tips from the Experts:

ALL BLOG CATEGORIES
July 16, 2020
4 Helpful Growing Hints When It Comes To Using Sod
4 Helpful Growing Hints When It Comes To Using Sod

Maybe you are not ready to start your lawn from scratch using seed? Maybe you are replacing a lawn that has been damaged by insects, wind, or bad weather? Or possibly you would like a more instant lawn? Here are some interesting tidbits and tips for growing a lush and healthy new green lawn. 1. You Should Test...

July 17, 2020
6 Free Ways To Cut Energy Costs In Your Home
6 Free Ways To Cut Energy Costs In Your Home

If you are like everyone else, you're likely looking to save money. Whether you need a little more for your children’s college funds, a well-earned vacation, holiday gifts, or even retirement, most people would rather cut back on certain expenses. The amount you spend on energy (including electricity, natura...

August 17, 2020
What's the Benefit of getting Custom Kitchen Cabinets?
What's the Benefit of getting Custom Kitchen Cabinets?

Renovating your kitchen is more than just updating appliances and fixtures. It's about transforming the look of your kitchen, giving it a more modern or traditional feel to match the rest of your home, plus adding functionality and space. In every way, adding custom-built cabinets could be the perfect renovation s...

July 7, 2020
What to Consider when you Select a Lawyer
What to Consider when you Select a Lawyer

Most people only need to hire a lawyer a few times their entire life. However, finding the right lawyer with the right qualifications is crucial whatever your situation, and the one you hire to purchase your house may not necessarily be the right lawyer to help you settle an injury claim, etc. It is unu...

August 24, 2020
6 Important Questions To Ask When Purchasing Homeowners Insurance
6 Important Questions To Ask When Purchasing Homeowners Insurance

For some, homeownership can be a steep learning curve. Protecting yourself and your investment should begin right here. There are a number of extremely useful questions to ask your insurance broker when shopping for the perfect plan. These are just a few of the most important ones. You Insurance broker should offer...

June 4, 2020
5 Handy Plumbing Tools Every Homeowner Should Have in Their Toolbox
5 Handy Plumbing Tools Every Homeowner Should Have in Their Toolbox

Are you planning any handyman DIY or Do-It-Yourself plumbing projects? Before you begin unclogging that plugged up drain or fixing a leaky pipe, ensure your toolbox contains the following important items. 1. Toilet Plungers (Cup and Flange models) Plungers are one of the most important tools in any toolbox. A n...

July 27, 2020
Take These Steps To Avoid Credit Card Fraud
Take These Steps To Avoid Credit Card Fraud

Reduce your risk of becoming a victim of Credit Card Fraud by following our four step outline below. All over the world it's a hot topic, so we're showing you here a few ways you can protect yourself. And remember to treat your credit card like cash. It's as delicate as paper money, ...

July 3, 2020
How to Properly Disinfect your House in 6 Steps
How to Properly Disinfect your House in 6 Steps

In this time of Covid we are exceptionally aware of cleanliness and practicing safe distancing procedures. We understand why it is important to properly disinfect your house. No matter the season, viruses and bacteria will always try to get into our homes. Here Are 6 Handy Tips To Keep Them Away: 1. Air Out Your Ro...

July 16, 2020
What you Need to Know about Professional Physiotherapists
What you Need to Know about Professional Physiotherapists

A frequently misunderstood profession, Physiotherapy aids in the restoration of muscle movement and function back when injury, illness or disability have otherwise occurred. Did you know that Physiotherapists are:   RECOVERY FOCUSED Recovery and not maintenance is the primary target of a physiothera...

Share Your Knowledge

Get the Benefits of Showing your Expertise - and Grow your Business - Sponsor a Blog Today!

Learn More